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TAMU > Finance > FMO > Travel > JP Morgan Employee Corporate Travel Card Information

Liability: The individual whose name appears on the individual corporate travel charge card is liable for all charges applied to the card.

*NOTE: Individual corporate travel charge cards issued through the State of Texas are to be used for official state business travel expenses only. Charges made on your account are subject to open records request. Cards will have the official state artwork and be embossed with the Card member's name, the account number, the state agency or university name, and the assigned code (3-5 digit) number.

Some benefits of the state-issued individual JP Morgan MasterCard are:

  • No annual fees
  • No minimum salary requirements
  • Credit limits and payment information is not reported to the credit reporting bureau, thus affecting personal credit history, unless JP Morgan is to the point of charging off a delinquent account. If JP Morgan writes off an account, then they will report all information to the credit reporting bureau and that will show up on an individual's credit history report.
  • Travel Accident Insurance: Each cardholder who purchases a common carrier ticket with their Commercial Card is automatically insured in the amount of $500,000 against Accidental Bodily Injuries that result in death or dismemberment at no additional cost. For additional information click here.
  • Lost Luggage Insurance: When a cardholder pays for the cost of common carrier tickets with his/her Commercial Card or via a cardless account, he/she will be eligible to receive supplemental reimbursement for lost luggage of up to $1,250. For additional information click here.
  • Automobile Rental Insurance: JP Morgan offers primary Collision/Loss Damage Insurance for up to 31 consecutive days of car rental. This insurance covers up to $50,000 per incident on claims for which the cardholder or any other authorized driver are legally responsible to the vehicle rental company. This also includes Secondary Personal Effects Insurance, which covers loss, damage or theft of such effects. For additional information click here.

State designated limitations:

Please see the following link for a listing of open, limited and restricted MCC codes.

  • $500 limit per billing cycle on non-travel (retail) charges on state-issued individual corporate travel charge cards. In some instances charges for travel-related expenses such as parking, taxis and gasoline may be coded by the merchant as "retail." Please be aware of this so you are prepared while traveling.

  • Merchant Category Codes: Includes all travel type merchants, air, hotel, and rental car with some retail spending capabilities established by TBPC.

    • Individuals who need to charge reimbursable non-travel business expenses greater than $500 per billing cycle should contact Bree Patranella at 862-1341 to inquire about obtaining a payment card.